Gift your child
a brighter future
Mia is an easy-to-use app where parents, grandparents, godparents, family and friends can gift investments towards a child’s future through a Junior Stocks & Shares ISA (JISA) today and a Junior Pension in the future.
Download today
When you invest, your capital is at risk.
How does Mia work?
Explore how your contributions and gifts from family and friends can grow into their future through their Junior Stocks and Shares ISA (JISA).
When you invest, your capital is at risk.
When you inves your capital is at rsk.
Open their account in minutes
Open a Junior Stocks & Shares ISA (JISA) in minutes and start investing with as little as £20.
When you invest, your capital is at risk.
Contribute your way
Add funds whenever you want in a few simple taps. Set up monthly contributions to take one thing off your to do list.
They say it takes a village
Send a personalised link to family and friends. They can contribute directly and leave a message for your child to unlock at 18.
Watch their future grow
Together with your loved ones, you can track contributions and gifts and see how they can grow into your child being able to fund university or their first house deposit.
Turn today’s gift into tomorrow’s future
See how small, consistent contributions can grow into a meaningful pot for their future. The average 10 year old owns 238 toys and plays with just 12, imagine the impact on their future if some of the money spent on these toys was invested instead?
Join thousands of families choosing a smarter, clutter-free way of gifting.
Download today
When you invest, your capital is at risk.
Why families choose Mia
Feature
Simple, easy-to-use app built specifically with children in mind
Built by parents for parents
Straightforward investing without overwhelming fund choice
Easy for family and friends to gift into your child’s account
Family can leave video, voice or written messages with gifts
Messages for your child to unlock at 18
Junior Pension launching in the future
How we keep your child's money safe?
We take security seriously. Your child’s money is held securely by our regulated custodian, Seccl and invested by BlackRock.
Invested with BlackRock
We've selected one of the world's largest investment managers, BlackRock with over £9 trillion in assets worldwide and used by millions of investors.
FSCS Protected
Your deposits with Mia Wealth are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person if Mia fails, subject to FSCS conditions. This protection doesn't cover losses from investments falling in value. When you invest, you may get back less than your original investment.
Safely held by Seccl
Seccl are part of Octopus Group who manage £12.1bn in assets and are authorised and regulated by the FCA. As our custodian, they safely hold your child's money in a ring-fenced account.
Families love Mia
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- Trustpilot
Frequently asked questions
Everything you need to know about investing in your child’s future with Mia.
What is a Junior Stocks and Shares ISA?
A Junior ISA (JISA) is a tax-free savings and/or investment account for children which they can access at 18 years old.
There are two types of JISAs:
Junior Cash ISA:
This works a lot like a regular savings account, but the interest your child earns is tax-free. The money is kept as cash, so it’s not exposed to the ups and downs of the investment market. It’s a safe and steady option, but with interest rates often quite low, the growth potential can be limited and unlikely to keep pace with inflation which can erode the real value of your money over time.
Junior Stocks & Shares ISA:
At Mia Wealth, your child’s money is invested in a Junior Stocks & Shares ISA. This means there’s a chance for higher growth over the years. Of course, the value will go down and up with the market, but over the long term, investing has historically outperformed cash savings.
When you invest, your capital is at risk. Tax treatment is dependent on individual circumstances and is subject to change.
Is investing with Mia safe?
Yes and we have several layers of protection in place.
FSCS Protection
Your deposits with Mia Wealth are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person if the company fails, subject to FSCS conditions. This protection doesn’t cover losses from investments falling in value. When you invest, you may get back less than your original investment.
Seccl
Our regulated custodian, owned by Octopus Group who manage £12bn in assets. They safely hold your child’s money in a ring-fenced account.
FCA Authorisation
Mia Wealth operates as an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). This means we must follow strict rules designed to protect customers.
Bank-Grade Security
We use industry-standard encryption and security systems to protect your personal information and your account.
What’s the minimum amount I can contribute?
The minimum contribution is £20 as a lump-sum and/or £20pm automatic contribution. Grandparents, godparents, uncles and aunties can gift from £10 upwards.
Can family and friends contribute?
Grandparents, godparents, aunts, uncles, family friends, anyone can add money to your child’s Junior Stocks and Shares ISA (JISA). Alongside their gifts, they can also leave a video, text or voice message for your child to unlock when they turn 18.
What happens to the account when my child turns 18?
When your child turns 18, their account will automatically transfer into an adult account.
Junior Stocks and Shares ISA (JISA) → Adult ISA
We will provide financial education along the journey to encourage them to continue to contribute to their Stocks & Shares ISA for their own financial goals.
Read our articles to see how
investing today can improve your child’s future
